Security & more

Defending your data

Your pension is important. The money that you receive every month, or that you will receive when you reach retirement, is something that you’ve worked hard for.

Defending your personal information is our priority; we want to help protect you from pension scams and for you to feel secure in the future of the Scheme.

Below is a short video which explains the different ways we help to keep your pension secure, plus ways in which you can prevent being a victim of fraud.

Download the video transcript

Protect your pension

The Pensions Regulator (TPR) suggests being aware of five key points to ensure that you are protected against pension fraud.

1. Have you received a cold call about your pension?

Unsolicited phone calls, texts or emails are just some of the ways that fraud can occur. Be wary of any company who contacts you in this way.

2. Too good to be true… then it probably is!

The Financial Conduct Authority’s (FCA’s) ScamSmart website at, can help you to see if the deal you’re being offered is a known scam, or has the signs of a scam.

More information about pension scams can be found on our website here.

3. FCA approved

Make sure that your advisor is registered with the FCA.

4. Be your own best friend – check everything yourself.

Many people have fallen for scams because they’d been recommended by a friend.

5. Concerned that you might have been scammed already?

TPR may be able to stop a transfer that hasn’t taken place yet. Additionally, call Action Fraud on 0300 123 2040 to report it.

Secured by the Government

Your pension, unlike many other pension schemes, is secured by the Government. You will be aware that the Scheme is protected by the Government Guarantee which has been in place since the privatisation of the industry in 1994.

The Guarantee ensures that the Scheme has enough funds to pay pensions, because if the funding position worsens, the Government will have to pay money into the Scheme to ensure that future pensions can be paid in full.


Any questions?

If you have any questions about any of the information on this page, please contact us.